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Life & Pensions

The Isle of Man has proven to be an ideal location for life and pensions business and now leads the world as the number one choice for offshore life insurance.

Why choose Isle of Man for Life & Pensions?

  • Pragmatic and appropriate specialist life and pension legislation
  • Policyholder protection
  • Demonstrably lower cost than competitors
  • Capital efficient
  • Simple taxation regime
  • Flexibility of products and structures competitive with any in the market
  • Excellent quality of life if you choose to relocate with minimal restrictions

The Isle of Man focuses on pragmatic yet robust legislation and regulatory policies, with an independent proactive Regulator and robust Policy Holder Protection for long term business in place, it remains the choice for £billions worth of investment and protection.

It employs a large experienced, available labour force and low operational costs in a simple tax regime.

The Life Assurance industry has enjoyed exceptional growth both in terms of premium income and in overseas market penetration for many years. Funds under management reached £58.6 billion in 2015 with premium income in excess of £6.5 billion. It enjoys the enviable reputation as the centre of operations for many leading life and pension companies.

Almost uniquely amongst its competitors, it has specific and separate pension legislation for added clarity and security. On the back of this innovation, the Isle of Man has a large number of International Pension Schemes which has grown strongly and now includes many large multinational names.

Speak to a Business Development Manager

Simon Pickering
Head of Insurance and Pensions


+44 (0)1624 686063

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